Home Loans
Your first place or your next one. We’ll tell you what you can realistically borrow, what the repayments look like week to week, and which lenders are most likely to say yes.
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Mortgage brokers · Oran Park, NSW
Let us do the stressful part and find the right solution for you
Home loans, refinancing and investment finance for families across Oran Park and South-West Sydney.
Hundreds of happy clients · 200+ 5.0 Rating
Some of the lenders we work with
What we do
What we can help you with
Whether it’s your first home or your fifth loan, the job is the same: work out what’s actually possible for you, then find the product that fits it.
Investment Loans
We’ll help you invest in your future by finding the mortgage products that suit the strategy you’re actually running, not a generic one.
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Commercial Loans
Buying premises, a warehouse or a site? We’ll tell you what lenders want to see before you start looking, so you’re not guessing.
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Business Loans
Cash flow, equipment, expansion or a bit of breathing room. Finance shaped around how your business actually earns.
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Refinance
Still on the rate you signed three years ago? We’ll compare it against what’s on the table now and tell you honestly whether moving is worth it.
Talk to us about thisWe’ve worked with the banks, so we know how the process actually runs, and we’ll walk you through it in language that makes sense.
- 200+ five-star reviews
- We know how the banks work
- Local to Oran Park
Plain English
Finance is complicated. It doesn’t have to be confusing.
Finance is complicated, but our team of experts will help you better understand and manage it, so you can get on with the part you actually care about. We take the jargon out and talk about money in language you’d use at your own kitchen table, and we stay with you the whole way through, so the process is as smooth, and as exciting, as it should be.
Enquire NowThe jargon, translated
Enquire
Tell us where you’re at
Fill in the form and one of the team will come back to you. No obligation, no hard sell, and nothing goes to a lender until you’ve seen your options and told us to go ahead.
Prefer to talk it through? Give us a call. A quick conversation usually tells us most of what we need to know.
- A real person reads every enquiry
- No jargon. We explain every term as it comes up
- Nothing is submitted to a lender without your say-so
- We’ll tell you straight if the timing isn’t right
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Takes about a minute.
0423 540 309
[email protected]
LPC House, Unit 4.08/3 Fordham Way, Oran Park NSW 2557
Monday to Friday, 9am to 5pm · Closed Saturday and Sunday
Why us
Why people choose us
We don’t market.
We get referred.
Referrals are the biggest compliment a business can receive. So we don’t advertise. Almost everything we do comes from word of mouth, and that’s the most humbling part of this business.
We’ve worked with the banks.
No jargon. Ever.
We’ll hold your hand the whole way.
On your home loan, we’re legally bound to act in your best interests.
We’re happy staying small.
How it works
Three steps, and we do most of them
Tell us where you’re at
Send the form or give us a call. We’ll ask about the goal, the income and the timing. That’s usually enough for us to tell you where you stand.
We do the legwork
We compare your options, explain them without the jargon, and handle the back-and-forth with the lender so you don’t have to.
Settlement, and after
We stay with it right through to settlement, and we’re still here afterwards, when rates move or your situation changes.
“It’s refreshing to work with a team that not only understands the details but also cares about the experience.”
Rubix Solutions have been exceptional to work with. A heartfelt thank you to Jason, Ellen, and the entire Rubix team for their diligence, clarity, and unwavering support throughout our process. Your ability to bring all requirements together seamlessly made it possible for us to move confidently toward settlement. Your professionalism, responsiveness, and genuine commitment to getting things right are truly appreciated. It’s refreshing to work with a team that not only understands the details but also cares about the experience. Much appreciated, and highly recommended.
Bharath Benoit
“Effective communication, all my needs handled very professionally and all completed in a timely manner.”
Rubix finance solutions, I highly recommend this business for all of your re-financing needs. The team at Rubix Finance Solutions (Andy, Brandon and Jasmine) have been an absolute pleasure to deal with. Effective communication, all my needs handled very professionally and all completed in a timely manner. Thank you all, for all of your help to achieve my goals. Love ya work Rubix.
Christina Walker
“This was the second time we’ve used them and once again they delivered an outstanding experience.”
Highly recommend Andy and Brandon! This was the second time we’ve used them and once again they delivered an outstanding experience. They’re professional, knowledgeable and made the entire process simple and stress-free. Great communication throughout and they always had our best interests at heart. We wouldn’t hesitate to use them again or recommend them to family and friends.
Sana
Oran Park & around
Based in Oran Park. Working across South-West Sydney.
Our office is in Oran Park and most of the people we look after live within a few suburbs of it. If you’re nearby, come in and see us at LPC House, Unit 4.08/3 Fordham Way. If you’re not, the phone works just as well.
- Oran Park
- Narellan
- Harrington Park
- Gregory Hills
- Catherine Field
- Leppington
- Spring Farm
- Currans Hill
- Mount Annan
- Elderslie
- Camden
- Cobbitty
- Gledswood Hills
Questions
The things people ask us first
Not at all. It’s most of what we do. You don’t need to turn up knowing the right words. Tell us what you earn, what you’ve saved and where you’d like to live, and we’ll take it from there.
Having a conversation with us doesn’t affect your credit score. We’ll always tell you before anything is checked, and nothing is submitted to a lender until you’ve seen your options and told us to go ahead.
Does Rubix access a credit report during the fact-find? If so, this answer needs a line about it.
Fee model: is Rubix paid by lender commission only, and are there any client-facing fees? Draft answer to approve: “In most cases the lender pays us, not you. We’ll tell you upfront if anything about your situation changes that.”
It depends on the lender and how quickly the paperwork comes together. We’ll give you a realistic timeframe at the first conversation, and tell you straight away if something’s likely to slow it down.
Yes. Home loans for self-employed applicants, commercial property and business finance are all part of what we do. The paperwork looks a bit different from a standard PAYG application, and we’ll tell you exactly what’s needed before you start gathering it.
Still not sure? Call us on 0423 540 309. Ask us a question